Giving is personal. The tax benefits are strategic.
We can't force someone to be charitable. But if you have the intent to give, we can amplify the impact, and in many cases, the act of giving actually reduces your overall estate and corporate tax burden.
The intent is yours. The structure is ours. Together, we turn your donation into a far larger gift, and a far smaller tax bill.
The Toolkit
Nine ways to give more and pay less in tax.
Each strategy uses a different structure to maximize the impact of your giving while minimizing the tax cost. The right one depends on what you hold, how you hold it, and what you want your legacy to accomplish.
Gifts of Securities
Donate appreciated public shares from your personal or corporate portfolio directly to a charity to eliminate the capital gains tax on their growth.
Flow-Through Share Donations
Donate flow-through shares to combine the initial tax deduction with a charitable donation credit, one of the most tax-efficient giving strategies available for high-income earners.
Private Share Donations
Direct private company shares into your philanthropic plan, stripping corporate surplus tax-free.
Gifts of Real Estate
Donate land or commercial property directly, eliminating capital gains and receiving a fair-market tax receipt.
Donor-Advised Funds
A flexible, lower-cost alternative to a private foundation, with immediate tax benefits and the ability to direct grants over time.
Private Foundations
Establish multi-generational family control over granting, investments, and legacy.
Gifts in a Will
A bequest that generates a charitable tax credit to offset the taxes owed by your estate.
Gift of Life Insurance
Use corporate-funded life insurance to multiply a modest premium into a substantial future donation.
Retirement Fund Bequests
Name a charity as a beneficiary of your RRSP or RRIF to offset the taxes triggered on your final return.
What sets us apart
A structured initiative for social good.
Through our Legacy Planning Initiative, delivered in partnership with 6DC, Wealth Bridge facilitates legacy gifts from business owners and donors. We handle the tax planning, entity structuring, and coordination with legal professionals. The charitable organizations receive the funding.
Visit yourlegacyplanning.ca“The best giving doesn’t reduce what your family receives. It multiplies what your family stands for.”
Due diligence
Verify a charity before you commit.
Ensure your donations land where they are needed. We recommend verifying an organization’s registered status, financial standing, and CRA compliance before you finalize any philanthropic structure.
Give with the same rigour you used to build it.
We structure philanthropy that amplifies your impact and reduces your tax burden, coordinated inside your wider estate plan. Start with a conversation about your intent.
Request an Introductory Meeting