Residential Mortgages

By partnering with many lenders, we are able to obtain residential first or second mortgages that suit the individual needs of our customers. With 25 years experience providing residential mortgages to home owners throughout Ontario, we will assist you to secure a first or second mortgage or refinancing your existing mortgage.

As a "preferred mortgage partner" with most mortgage lenders, we have access to the best mortgage rates, terms and conditions.

Simply put, we can save you money!

Construction Financing

We cater to all kinds of construction financing to meet your needs. Whether you are a big scale home builder specializing in customized construction or a small builder just starting out, our construction mortgages are well designed to suit your requirements.

Perhaps you are considering building your own home?

A Construction Mortgage can be used for either the construction of a new home, major renovations to a home or the increasingly common process of teardown and rebuild of infill properties.

The lender will assess the value of the property and the project as a whole. The LTV and Down Payment percentage requirements are based on as-completed value. The as- completed value is used to determine maximum loan amount. The progress advances, less the standard ten percent holdback, are paid directly to the builder or general contractor during construction.

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